Marina & Boat Dealership
RLI knows the unique needs of marinas, boat yards and boat dealerships.
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Our Marina & Boat Dealership portfolio is custom crafted to address the insurance
requirements unique to this industry, and we take a holistic approach to offering
coverages on our accounts. Our underwriters are experts in marine insurance —
we know that offering an insurance portfolio approach allows us to consider all
exposures unique to marinas and boat dealerships. As a result, we can offer a full
array of coverages and package them together.
Meanwhile, our claim staff is experienced in all types of marine claims and is
proactive in the settlement process. And we offer loss control services at no
additional cost to help prevent the claims before the happen.
Coverage
We can offer your insureds the following coverages:
Liability
- Commercial general liability
- Marina operators liability (including commercial ship repair liability)
- Protection and indemnity (for all owned and non-owned watercraft exposures)
- Yacht broker’s liability
- Umbrella “bumbershoot” liability
Property
- Boat dealership inventory
- Owned watercraft hull coverage (for workboats and rental watercraft)
- Property and business personal property
- Piers, wharves and docks
- Business interruption and extra expense
- Marina equipment (travel lifts, forklifts, etc.) and tools
- Electronic data processing
- Business signs
Supplemental coverages available
- Limited pollution liability
- Hired and non-owned auto liability
- Employee benefits liability
- Crime and employee dishonesty
- Stop gap liability
- Liquor legal liability (subject to underwriter guidelines and restrictions)
- Accounts receivable
- Valuable papers
- Debris removal
Coverages unique to boat dealers
- Truth in lending
- False pretense
- Title errors & omissions
- Engine hours errors & omissions
Additional benefits
Experienced underwriting — Our underwriters are among the most experienced in the industry, which allows us to tailor coverage to your specific needs.
Commitment to loss control — We are committed to helping you reduce loss costs with proven risk control methods.
Financial strength — RLI is rated “A+” (Superior) by A.M. Best and “A+” by Standard & Poor’s.
Target Customers
We cover a host of operations including, but not limited to:
- Boat dealerships
- Boat repair yards and repair operations (including any commercial vessel repair)
- Marina slip rental and mooring
- Fueling operations
- Boat storage
- Yacht brokerage
- Ship’s store/snack bar
- Boat rental (subject to underwriter guidelines and restrictions)
- Yacht clubs
- Sailing schools
Information Required
To receive a competitive quote from RLI Marine, please submit a completed RLI Marina & Boat Dealership Application, ACORD applications or equivalent information to your local RLI Marine underwriter. (Consult actual policy for exact terms, conditions and exclusions governing coverage for this and all RLI products.)
Downloadable Files
Main Application
Marina/Boat Dealership Application (PDF, 123kb)
Supplemental Applications
Owned Watercraft (PDF, 51kb)
Piers, Wharves & Docks (PDF, 47kb)
Property (PDF, 70kb)
Crime/Employee Dishonesty (PDF, 27kb)
Marina Equipment & Tools (PDF, 36kb)
Electronic Data (PDF, 44kb)
Hired & Non-Owned Auto Liability (PDF, 22kb)
Yacht Brokers Liability (PDF, 26kb)
Liquor Liability (PDF, 26kb)
Supplemental Marina Coverages (PDF, 26kb)
Limited Pollution Liability (PDF, 23kb)
Swimming Pools Supplement (PDF, 22kb)
Loss Payee/Additional Insureds Supplement (PDF, 25kb)
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